Founded Year

2012

Stage

Corporate Minority | Alive

Total Raised

$393.9M

Last Raised

$100M | 7 mos ago

Revenue

$0000 

Mosaic Score
The Mosaic Score is an algorithm that measures the overall financial health and market potential of private companies.

+184 points in the past 30 days

About Ripple

Ripple provides digital asset infrastructure for financial services, focusing on cross-border payments and digital asset management. The company offers solutions for payment settlement, liquidity management, and a global payout network, as well as services for storing and managing digital assets. Ripple was formerly known as OpenCoin. It was founded in 2012 and is based in San Francisco, California.

Headquarters Location

600 Battery Street

San Francisco, California, 94111,

United States

415-967-1836

Loading...

Ripple's Product Videos

ESPs containing Ripple

The ESP matrix leverages data and analyst insight to identify and rank leading companies in a given technology landscape.

EXECUTION STRENGTH ➡MARKET STRENGTH ➡LEADERHIGHFLIEROUTPERFORMERCHALLENGER
Financial Services / Payments Tech

The stablecoin settlement & payouts market refers to the use of stablecoins, which are cryptocurrencies designed to maintain a stable value, for settling transactions and making payouts. This market offers a fast and cost-effective way to move money across borders and provides access to financial services in emerging markets. Technology vendors in this market offer solutions for digital asset cust…

Ripple named as Leader among 12 other companies, including Circle, Coinbase, and BitGo.

Ripple's Products & Differentiators

    Ripple Payments

    Ripple Payments is the first enterprise-grade solution to address and eliminate the pain points associated with cross-border payments using digital assets at scale. As it has evolved, Ripple Payments has expanded from a cross-border payments network to a platform providing tokenized services that will bring crypto capabilities to enterprises – paving the way for a future where digital assets are front and center.

Loading...

Research containing Ripple

Get data-driven expert analysis from the CB Insights Intelligence Unit.

CB Insights Intelligence Analysts have mentioned Ripple in 12 CB Insights research briefs, most recently on May 29, 2025.

Expert Collections containing Ripple

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

Ripple is included in 8 Expert Collections, including Unicorns- Billion Dollar Startups.

U

Unicorns- Billion Dollar Startups

1,276 items

B

Blockchain

10,343 items

Companies in this collection build, apply, and analyze blockchain and cryptocurrency technologies for business or consumer use cases. Categories include blockchain infrastructure and development, crypto & DeFi, Web3, NFTs, gaming, supply chain, enterprise blockchain, and more.

F

Fintech 100

1,097 items

250 of the most promising private companies applying a mix of software and technology to transform the financial services industry.

P

Payments

3,198 items

Companies in this collection provide technology that enables consumers and businesses to pay, collect, automate, and settle transfers of currency, both online and at the physical point-of-sale.

C

Conference Exhibitors

5,302 items

F

Fintech

9,653 items

Companies and startups in this collection provide technology to streamline, improve, and transform financial services, products, and operations for individuals and businesses.

Ripple Patents

Ripple has filed 112 patents.

The 3 most popular patent topics include:

  • payment systems
  • project management
  • cryptocurrencies
patents chart

Application Date

Grant Date

Title

Related Topics

Status

3/30/2022

2/25/2025

Electrical signal connectors, Printed circuit board manufacturing, Electrical connectors, Computer connectors, Spinal nerves

Grant

Application Date

3/30/2022

Grant Date

2/25/2025

Title

Related Topics

Electrical signal connectors, Printed circuit board manufacturing, Electrical connectors, Computer connectors, Spinal nerves

Status

Grant

Latest Ripple News

Ripple applies for US banking license, joining crypto rush for legitimacy

Jul 3, 2025

Ripple follows Circle on wanting bank charter Ripple’s decision to get a banking license came just two days after Circle, which issues the second-largest stablecoin USDC ( USDC ), applied to the OCC to create a national trust bank that would oversee its stablecoin reserves. The move by both firms comes as the US Senate passed a stablecoin regulating bill called the GENIUS Act , which lays out standards for offering the US dollar-pegged tokens, including that the OCC will oversee larger stablecoin issuers. Circle co-founder and CEO Jeremy Allaire said the company was taking “proactive steps” to “align with emerging US regulation for the issuance and operation of dollar-denominated payment stablecoins.” Anchorage Digital is the only crypto firm that holds a national bank charter. Ripple bids for Fed master account Ripple’s Garlinghouse added that the company also applied for a Master Account with the Federal Reserve, which would give it access to the US central banking system. “This access would allow us to hold $RLUSD reserves directly with the Fed and provide an additional layer of security to future proof trust in RLUSD,” Garlinghouse said. “Congress is working towards clear rules and regulations, and banks (in a far cry from the years of Operation Chokepoint 2.0) are leaning in,” he added, mentioning the conspiracy that the Biden administration sought to cut off crypto from the financial system. Ripple applied for the account through Standard Custody, a crypto custody firm it acquired in February 2024. XRP gains over 3% on Ripple’s bank charter application XRP ( XRP ), the token of the XRP Ledger blockchain that Ripple Labs uses for its products, has risen 3.2% over the past day to trade at $2.24, according to CoinGecko. The token began to climb late on Wednesday before hitting a 24-hour peak of $2.27 around the time of Garlinghouse’s post before slightly cooling from its rally.

Ripple Frequently Asked Questions (FAQ)

  • When was Ripple founded?

    Ripple was founded in 2012.

  • Where is Ripple's headquarters?

    Ripple's headquarters is located at 600 Battery Street, San Francisco.

  • What is Ripple's latest funding round?

    Ripple's latest funding round is Corporate Minority.

  • How much did Ripple raise?

    Ripple raised a total of $393.9M.

  • Who are the investors of Ripple?

    Investors of Ripple include Kaj Labs, Seagate Technology, Google Ventures, Mouro Capital, Titan Partners and 42 more.

  • Who are Ripple's competitors?

    Competitors of Ripple include Circle, AZA Finance, BVNK, Airwallex, Zepz and 7 more.

  • What products does Ripple offer?

    Ripple's products include Ripple Payments and 2 more.

  • Who are Ripple's customers?

    Customers of Ripple include Hai Ha, Travelex, Instarem and DBS Bank.

Loading...

Compare Ripple to Competitors

BitGo Logo
BitGo

BitGo provides digital asset custody and financial services within the cryptocurrency sector. It offers secure wallet solutions, qualified custody, and financial services including trading, financing, and wealth management. It serves institutional investors, trading firms, investment advisors, exchanges, retail platforms, and developers. It was founded in 2013 and is based in Palo Alto, California.

Zepz Logo
Zepz

Zepz is a company in the financial technology sector that facilitates international payments. It provides digital solutions for sending money across borders, including options for bank deposits, cash collections, and mobile money services. Zepz serves the ecommerce industry by offering online money transfers. The company was formerly known as WorldRemit. It was founded in 2021 and is based in London, United Kingdom.

Ledger Logo
Ledger

Ledger involved in the security and management of digital assets in the cryptocurrency domain. The company offers hardware wallets for storing cryptocurrencies, as well as a companion application for managing and interacting with digital assets. Ledger's products are available for individual consumers and institutional investors, focusing on storage, transaction, and portfolio management. It was founded in 2014 and is based in Paris, France.

Airwallex Logo
Airwallex

Airwallex develops a global financial platform focusing on providing business payment solutions within the financial technology domain. The company offers an array of services, including global business accounts for managing finances, international transfers, multi-currency corporate cards, and online payment processing capabilities. It primarily serves the payment industry. The company was founded in 2015 and is based in Melbourne, Australia.

Xapo Bank Logo
Xapo Bank

Xapo Bank operates as a financial institution integrating traditional banking with cryptocurrency. The company offers banking services that allow customers to manage both US Dollar and Bitcoin accounts, providing a platform for transactions and wealth growth. The bank primarily serves individuals interested in blending traditional finance with the cryptocurrency economy. It was founded in 2014 and is based in Gibraltar, United Kingdom.

Lianlian Pay Logo
Lianlian Pay

Lianlian Pay operates a network of agents in China where consumers can convert cash into mobile-phone minutes. It allows customers to purchase airline tickets, video gaming credits, and utility bills with its network. It was founded in 2003 and is based in Hangzhou, China.

Loading...

CBI websites generally use certain cookies to enable better interactions with our sites and services. Use of these cookies, which may be stored on your device, permits us to improve and customize your experience. You can read more about your cookie choices at our privacy policy here. By continuing to use this site you are consenting to these choices.