
Klarna
Founded Year
2005Stage
Corporate Minority - V | AliveTotal Raised
$4.298BValuation
$0000Last Raised
$26.5M | 8 mos agoRevenue
$0000Mosaic Score The Mosaic Score is an algorithm that measures the overall financial health and market potential of private companies.
+65 points in the past 30 days
About Klarna
Klarna provides payment solutions and shopping services. The company offers price comparison, installment payments, and consumer financing for online shopping. Klarna serves the ecommerce industry, providing services to both consumers and retailers. Klarna was formerly known as Kreditor . It was founded in 2005 and is based in Stockholm, Sweden.
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ESPs containing Klarna
The ESP matrix leverages data and analyst insight to identify and rank leading companies in a given technology landscape.
The buy now pay later (BNPL) — B2C payments market offers a flexible payment solution for consumers, allowing shoppers to make purchases and split the cost into multiple installments, typically interest-free. BNPL solutions provide an alternative to traditional credit cards and enable customers to make purchases without upfront payment or the need for a credit check. BNPL solutions typically offer…
Klarna named as Leader among 15 other companies, including Affirm, PayPal, and Synchrony.
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Research containing Klarna
Get data-driven expert analysis from the CB Insights Intelligence Unit.
CB Insights Intelligence Analysts have mentioned Klarna in 13 CB Insights research briefs, most recently on Feb 28, 2025.

Feb 28, 2025
What’s next for AI agents? 4 trends to watch in 2025
May 8, 2024
The embedded banking & payments market map
Expert Collections containing Klarna
Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.
Klarna is included in 11 Expert Collections, including E-Commerce.
E-Commerce
11,341 items
Companies that sell goods online (B2C), or enable the selling of goods online via tech solutions (B2B).
Store tech (In-store retail tech)
1,830 items
Companies that make tech solutions to enable brick-and-mortar retail store operations.
Unicorns- Billion Dollar Startups
1,276 items
Fintech 100
1,247 items
250 of the most promising private companies applying a mix of software and technology to transform the financial services industry.
Digital Lending
2,661 items
This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.
SMB Fintech
1,231 items
Klarna Patents
Klarna has filed 37 patents.
The 3 most popular patent topics include:
- classification algorithms
- machine learning
- artificial neural networks

Application Date | Grant Date | Title | Related Topics | Status |
---|---|---|---|---|
4/7/2022 | 8/20/2024 | Social networking services, Machine learning, Classification algorithms, Artificial neural networks, Computational linguistics | Grant |
Application Date | 4/7/2022 |
---|---|
Grant Date | 8/20/2024 |
Title | |
Related Topics | Social networking services, Machine learning, Classification algorithms, Artificial neural networks, Computational linguistics |
Status | Grant |
Latest Klarna News
Jul 8, 2025
Arizona-based writer tells BBC it took her nearly 20 hours to fix a copy generated using AI. 08 Jul 2025, 10:05 AM IST 08 Jul 2025, 10:05 AM IST Save Sarah Skidd, a product marketing manager, revealed she is being hired by companies to fix issues created by artificial intelligence. (Photo source: Pixabay ) Relying on artificial intelligence for routine work has proved costly for a content agency. The company finally took help from a United States-based product manager to rework an AI-generated copy. This came with an additional cost of $2,000 (nearly Rs 1.71 lakh). Sarah Skidd, a product marketing manager, revealed she is being hired by companies to fix issues created by artificial intelligence. The Arizona-based writer told BBC that she was recently paid $100 an hour by a content agency to fix AI-generated content. It took her nearly 20 hours, as she had to rewrite the entire copy for a hospitality client. "It was the kind of copy you typically see in AI copy—just very basic; it wasn't interesting," Skidd told BBC. "It was supposed to sell and intrigue, but instead it was very vanilla." Rather than making small changes, she "had to redo the whole thing" and ended up making over Rs 1.7 lakh in 20 hours. ALSO READ "Maybe I'm being naive, but I think if you are very good, you won't have trouble,” she expressed her views about concerns around AI. According to Skidd, AI can be an excellent tool when used correctly. Like her, there are many writers who are earning by fixing AI-generated content. A digital marketing agency co-owner, Sophie Warner, shared a similar experience, noting how her clients were using ChatGPT for their issues first. "Earlier, clients would message us if they were having issues with their site or wanted to introduce new functionality," Warner said. "Now they are going to ChatGPT first." She said clients using ChatGPT for website code had reported issues. These include sites crashing down or leaving them vulnerable to hackers. She revealed that such a move cost one of her clients £360 (Rs 42,000) and three days of service disruption, the BBC report added. Similar instances have occurred in the past where businesses trying to cut costs with AI have ended up paying more. In June, a Swedish fintech company, Klarna, made headlines for a similar incident. The company announced that it was organising a large-scale recruitment drive to hire staff again, two years after firing more than 700 employees to replace them with AI. ALSO READ
Klarna Frequently Asked Questions (FAQ)
When was Klarna founded?
Klarna was founded in 2005.
Where is Klarna's headquarters?
Klarna's headquarters is located at Sveavagen 46, Stockholm.
What is Klarna's latest funding round?
Klarna's latest funding round is Corporate Minority - V.
How much did Klarna raise?
Klarna raised a total of $4.298B.
Who are the investors of Klarna?
Investors of Klarna include Chrysalis Investments, Leading European Tech Scaleups, Sequoia Capital, Commonwealth Bank of Australia, Silver Lake and 69 more.
Who are Klarna's competitors?
Competitors of Klarna include Jifiti, ToneTag, FlexM, Atome, Token.io and 7 more.
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Compare Klarna to Competitors
PayNearMe develops technology to facilitate the end-to-end customer payment experience. It offers a billing and payment platform. Its platform helps users pay with cash for a range of goods and services from companies in e-commerce, property management, consumer finance, and transportation, enabling businesses and government agencies as well as retail stores to digitize cash collection processes. PayNearMe was formerly known as Handle Financial. The company was founded in 2009 and is based in Santa Clara, California.

Pine Labs is a merchant platform that provides payment solutions across various business sectors. The company offers services, including in-store and online payment processing, customer loyalty programs, prepaid and gifting services, and analytics. Pine Labs serves sectors such as electronics, lifestyle, automobile, grocery, healthcare, and hospitality. It was founded in 1998 and is based in Noida, India.

Lemonway is a payment institution that specializes in providing payment processing and wallet management solutions for marketplaces, crowdfunding platforms, and e-commerce websites. The institution offers a modular payment system that enables clients to handle transactions, from collection to disbursement, with a focus on KYC/AML regulatory compliance. Lemonway primarily serves the e-commerce industry, crowdfunding platforms, and other online marketplaces. It was founded in 2007 and is based in Paris, France.

PingPong provides cross-border payment solutions for e-commerce businesses. The company offers services including multi-currency receiving accounts, international supplier payments, and tools for marketplace payouts and foreign exchange cost reduction. PingPong serves the e-commerce industry, offering financial solutions to aid in payment processes. It was founded in 2015 and is based in San Mateo, California.

Cellulant develops an electronic payment service connecting customers with banks and utility services to create a payment ecosystem. It offers a single application program interface payments platform that provides locally relevant and alternative payment methods for global, regional, and local merchants. Its platform enables businesses to collect payments online and offline while allowing anyone to pay from their mobile money, local and international cards, and directly from their bank. It was founded in 2004 and is based in Nairobi, Kenya.

Previse specializes in financial transaction analytics and AI-driven insights within the fintech industry. The company offers a platform that connects, matches, and monitors data to provide insights for businesses. Previse's solutions cater to enterprises, financial institutions, and fintechs, focusing on automating payment processes, managing credit risk, and improving decision-making. It was founded in 2016 and is based in London, England.
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