CRED
Founded Year
2018Stage
Series G | AliveTotal Raised
$904.54MValuation
$0000Last Raised
$72.06M | 1 mo agoMosaic Score The Mosaic Score is an algorithm that measures the overall financial health and market potential of private companies.
+56 points in the past 30 days
About CRED
CRED offers a members-only platform that offers financial and lifestyle progress for creditworthy individuals in the financial services sector. The company provides tools for managing credit cards, improving credit scores, and rewarding financial decisions with exclusive perks and privileges. CRED's services cater to individuals looking for secure financial management and lifestyle benefits. It was founded in 2018 and is based in Bengaluru, India.
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ESPs containing CRED
The ESP matrix leverages data and analyst insight to identify and rank leading companies in a given technology landscape.
The card-linked rewards programs market allows card issuers to integrate merchant rewards into their card programs, incentivizing consumers to use their products. Card-linked programs typically involve the use of a payment card or account linked to a loyalty program or offer, which automatically applies discounts or rewards at the point of sale. Additionally, this market enables merchants to drive…
CRED named as Leader among 14 other companies, including American Express, Visa, and Mastercard.
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Research containing CRED
Get data-driven expert analysis from the CB Insights Intelligence Unit.
CB Insights Intelligence Analysts have mentioned CRED in 3 CB Insights research briefs, most recently on Jun 14, 2023.
Dec 21, 2022 report
The top 50 individual angel investors
Sep 13, 2022
3 retail tech trends to watch in Q3’22Expert Collections containing CRED
Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.
CRED is included in 7 Expert Collections, including Unicorns- Billion Dollar Startups.
Unicorns- Billion Dollar Startups
1,276 items
Digital Lending
2,464 items
This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.
Loyalty & Rewards Tech
619 items
Startups allowing global brands and local shops alike to offer tech-enabled loyalty and rewards programs including loyalty software, AI-powered loyalty, blockchain-powered loyalty, and more.
Payments
3,198 items
Companies in this collection provide technology that enables consumers and businesses to pay, collect, automate, and settle transfers of currency, both online and at the physical point-of-sale.
Future Unicorns 2019
50 items
Fintech
13,978 items
Excludes US-based companies
Latest CRED News
Jul 4, 2025
Funding to fintech companies in India declined to $889.2 million in the first half of calendar year 2025 (H1CY25), a marginal 5.3 per cent drop from the $936.4 million the sector raised in H1CY24. The amount of funds raised by these companies shrank 25.9 per cent from $1.2 billion recorded in H2CY24, data from market intelligence platform Tracxn shows. The number of funding rounds decreased sharply from 195 in H1CY24 to 109 in H1CY25. The sector saw 131 funding rounds in H2CY24. Among the top fundraisers were Cred, which secured $75 million in a Series G round; InsuranceDekho, with $70
CRED Frequently Asked Questions (FAQ)
When was CRED founded?
CRED was founded in 2018.
Where is CRED's headquarters?
CRED's headquarters is located at 100 Feet Road, 12th Main Road, HAL 2nd Stage, Indiranagar, Bengaluru.
What is CRED's latest funding round?
CRED's latest funding round is Series G.
How much did CRED raise?
CRED raised a total of $904.54M.
Who are the investors of CRED?
Investors of CRED include Sofina, RTP Global, Lathe Investment, Tiger Global Management, Dragoneer Investment Group and 30 more.
Who are CRED's competitors?
Competitors of CRED include OneCard and 3 more.
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Compare CRED to Competitors
OneCard operates as a financial services company that provides a metal credit card. OneCard serves individuals seeking a credit card with benefits like family sharing limits and flexible equated monthly installment (EMI) options. It was founded in 2019 and is based in Pune, India.
KB NBFC serves as a financial services provider focused on credit solutions for students in India. The company offers a range of products, including financing for online purchases, loans for two-wheelers, and college tuition, as well as cash loans, all tailored to the needs of college students with flexible repayment options. It was founded in 2016 and is based in Bangalore, India.
Uni is a fintech company that focuses on redefining the credit card experience within the financial services industry. The company offers credit cards with features such as cashback rewards, zero foreign exchange markup, and a user-friendly mobile application for managing finances. Uni primarily serves the consumer finance sector with its innovative credit card solutions. It was founded in 2020 and is based in Bengaluru, India.
Stashfin is a financial services platform that provides digital lending solutions within the financial sector. The company offers credit lines and personal loans to borrowers, addressing their credit needs through a digital experience. Stashfin serves individuals looking to manage their financial situation and establish their credit history. It was founded in 2016 and is based in Gurgaon, India.
Slice operates as a financial technology company. The company offers a digital prepaid account for everyday payments, a fast and simple way to make payments via credit or UPI. The company primarily serves the financial services industry. Slice was formerly known as Slice Pay. It was founded in 2016 and is based in Bengaluru, India.
CheQ operates a customer-first platform that focuses on improving the credit health of customers.The platform platform makes it easier for users to track, manage and make all their credit payments on one platform. It was founded in 2022 and is based in Bengaluru, India.
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