
Chipper Cash
Founded Year
2018Stage
Debt | AliveTotal Raised
$341.58MValuation
$0000Last Raised
$3.98M | 2 yrs agoRevenue
$0000Mosaic Score The Mosaic Score is an algorithm that measures the overall financial health and market potential of private companies.
-42 points in the past 30 days
About Chipper Cash
Chipper Cash is a financial technology company that provides digital payment solutions and investment opportunities. The company has a platform for users to send and receive money across borders, invest in stocks, and access business financial services. Chipper Cash serves individuals and businesses in the African continent, enabling transactions and investments. It was founded in 2018 and is based in San Francisco, California.
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Research containing Chipper Cash
Get data-driven expert analysis from the CB Insights Intelligence Unit.
CB Insights Intelligence Analysts have mentioned Chipper Cash in 5 CB Insights research briefs, most recently on Jun 6, 2025.

Jun 6, 2025
The SMB fintech market map
Aug 23, 2024
The B2B payments tech market map
May 8, 2024
The embedded banking & payments market mapExpert Collections containing Chipper Cash
Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.
Chipper Cash is included in 6 Expert Collections, including Unicorns- Billion Dollar Startups.
Unicorns- Billion Dollar Startups
1,276 items
Payments
3,198 items
Companies in this collection provide technology that enables consumers and businesses to pay, collect, automate, and settle transfers of currency, both online and at the physical point-of-sale.
Fintech
9,653 items
Companies and startups in this collection provide technology to streamline, improve, and transform financial services, products, and operations for individuals and businesses.
Fintech 100
499 items
250 of the most promising private companies applying a mix of software and technology to transform the financial services industry.
E-Commerce
217 items
Silicon Valley Bank's Fintech Network
88 items
We mapped out some of SVB's biggest clients, partnerships, and sectors that it serves using CB Insights’ business relationship data from SVB’s profile to uncover just how important it is to the fintech universe. The list is not exhaustive.
Latest Chipper Cash News
Jul 9, 2025
Emerging markets serve as the central hub of global innovation. Link copied!Copy failed! Global technological innovation has undergone a significant transformation during recent times. The world traditionally focused on Silicon Valley and Europe as well as other developed regions now experiences innovation trends emerging from various directions. Emerging markets spanning Africa, Asia and Latin America have emerged as dominant technological centers which develop digital solutions that address complex local problems at a scalable level. The previously recognized digital divide now functions as an incubator for fresh technological ideas. The markets actively influence the future of global technology as they consume it instead of being limited to its consumption. The combination of special economic situations and unmet customer potential along with an increasing number of tech-savvy young people makes innovation an absolute requirement. These regions move beyond technology adoption because they are creating entirely new ways to use it. The combination of mobile-first users along with rapid internet growth and young digital-native citizens in emerging markets shows that innovation thrives in restrictive conditions which often emerge from these limitations. 📱 Mobile-First by Necessity, Not Choice The mobile-first ecosystem stands as the main characteristic which defines emerging markets. The development of mobile technology occurred immediately after desktop usage in many emerging economies because they bypassed the transitional phase between desktop and mobile technology. Smartphones function as the primary digital devices for all necessary activities ranging from communication to banking transactions and commercial activities. The Unified Payments Interface (UPI) has revolutionized Indian payment systems because it processed 14 billion transactions within one month during 2024. Through M-PESA ,Kenya provides basic mobile phone users with payment services that include money transfers and bill payments and credit access despite their lack of traditional banking accounts. The leapfrogging approach has created two effects: it has both increased digital accessibility while creating an innovative mindset which focuses on making things simpler while being affordable and expandable. Mobile-based platforms throughout various sectors such as fintech and SlideUpLift have gained popularity because they enable startup professionals to share ideas and product insights effectively within developing digital spaces. 💳 Fintech Boom: Solving Real Financial Problems Emerging markets showcase fintech innovation as their most powerful demonstration of technological progress. Startups within areas with extensive unbanked and underbanked populations have developed financial tools that match local customs instead of following traditional banking systems. The platform of Flutterwave in Nigeria enables effortless payment solutions that function throughout Africa and worldwide. Through its zero-fee system Chipper Cash enables simple money transfers between families across borders. The financial institutions based in these markets have transformed both their regional systems while gaining worldwide investor interest. According to Briter Bridges, African tech startups received more than $3.5 billion in funding during 2022 while fintech startups took the majority share. Investors have transitioned their view of these markets from risky to vital because they represent the core location for financial innovations. 🛍️ E-Commerce: Reinvented for the Local Buyer The e-commerce industry continues to evolve in Southeast Asia. Since the pandemic digital adoption accelerated platforms such as Shopee, Tokopedia and Grab transformed how people shop while they eat and make payments. The success in this market requires different strategies than simply emulating Amazon or Alibaba. The key lies in comprehending the distinct requirements of local customers. Cash-on-delivery leads the market because people in these regions lack digital trust. The social commerce movement which emerges from influencers and community groups has developed into a standard practice within society. The super app format unites ride-sharing services with payment systems and shopping capabilities and food delivery options into a unified user experience. The platforms construct innovative business systems that transform Western business concepts instead of simply duplicating them. Professionals in these markets use free presentation templates to create powerful visuals because they do not have design skills. 🌐 Infrastructure: Bridging the Digital Divide The main obstacle to technological development has long been poor infrastructure. The introduction of low-orbit satellite networks such as Starlink together with national broadband programs like BharatNet in India has brought online connectivity to distant rural areas. Community innovation models including shared internet kiosks and solar-powered charging stations and micro-financing programs for smartphones give new smartphone users access to digital economy opportunities. Internet expansion creates an increasing need for digital instruments that serve educational learning as well as commercial activities and communication needs. 📊 The Power of Visual Communication The growth of startups and digital user participation has made clear idea communication essential for all parties. Founders pitch investors. Teachers explain concepts online. NGOs report impact metrics. Compelling presentations serve as a crucial element which affects all these situations. These tools enable small groups and solo operators to present their information effectively when developing applications or presenting data or initiating social initiatives. Businesses can select from hundreds of professionally designed editable slide templates which serve marketing and educational needs. The utilization of pre-designed assets in resource-limited areas helps creators save time while gaining confidence to focus on content development instead of design tasks. Visual storytelling functions as a necessity rather than a luxury for today's world. Quality template accessibility helps emerging market innovators achieve equal footing in the market. 🧠 What Global Companies Can Learn The path to market success for global tech companies entering emerging economies requires them to listen and co-create products which adapt to local needs. Here’s what works: Low Data/Offline Access – Design for spotty internet and limited storage. Micro Pricing & Fintech Integration – Offer affordable, flexible payment options. Global firms can develop relevant and effective products for developing and developed countries through their study of local innovation approaches. 🌍 Final Thoughts Emerging markets serve as the central hub of global innovation through their fintech apps in Nigeria and education platforms in Vietnam as well as their remote work hubs in India and AI-powered health services in Brazil. Their secret? Real-world solutions for actual people through practical limitations. The creativity and ingenuity of these markets will keep inspiring world-serving solutions because more people access digital tools such as smartphones and presentation templates. These developments show innovation can emerge from scarcity since it flourishes under necessary circumstances. To grasp future technology development you should look beyond San Francisco and Berlin. The future is being shaped by the billion users who operate from Lagos, Jakarta, Pune and Bogotá.
Chipper Cash Frequently Asked Questions (FAQ)
When was Chipper Cash founded?
Chipper Cash was founded in 2018.
Where is Chipper Cash's headquarters?
Chipper Cash's headquarters is located at 180 Montgomery Street, San Francisco.
What is Chipper Cash's latest funding round?
Chipper Cash's latest funding round is Debt.
How much did Chipper Cash raise?
Chipper Cash raised a total of $341.58M.
Who are the investors of Chipper Cash?
Investors of Chipper Cash include FTX, Deciens Capital, Bezos Expeditions, Ribbit Capital, One Way Ventures and 25 more.
Who are Chipper Cash's competitors?
Competitors of Chipper Cash include Wave, Zepz, LemFi, Yellow Card, Eversend and 7 more.
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Compare Chipper Cash to Competitors

Interswitch is a company that operates in the electronic payment and digital commerce solutions sector. The company provides services including payment processing and transaction switching, as well as digital payment products for individuals, SMEs, and large corporations. Interswitch's solutions are used across different industries to facilitate transactions and business operations. It was founded in 2002 and is based in Lagos, Nigeria.

Kuda operates in the financial services sector. The company offers a range of services, including money transfers, savings and investment options, and credit facilities such as overdrafts and term loans. Kuda primarily serves individuals and businesses, providing solutions for personal finance management and business operations. Kuda was formerly known as Kudimoney Bank. It was founded in 2018 and is based in Lagos, Nigeria.

Flutterwave provides payment solutions for businesses and individuals within the financial technology sector. The company offers services including online payment processing, cross-border transactions, and e-commerce solutions. Flutterwave serves enterprises, small businesses, and individuals who conduct online and offline transactions. It was founded in 2016 and is based in San Francisco, California.

OPay is a financial services platform that operates in the digital banking sector. The company offers several services such as transactions, fund transfers, cashback on airtime and data top-ups, and a savings product that accrues daily interest. OPay also provides a debit card and customer support available at all times. It was founded in 2018 and is based in Lagos, Nigeria.

Eversend is a financial technology company that provides a multi-currency e-wallet for currency exchange and enables users to send and receive money globally. The company offers virtual USD debit cards and serves individual consumers and business owners with services related to financial transactions and currency management. It was founded in 2019 and is based in London, England.

PalmPay develops a secure, digital payment experience in an effort to promote financial inclusion and enhance consumer experiences. The company improves its users' digital payment experiences by offering financial account creation, money transfers, bill payments, and instant access to credit services. It was founded in 2019 and is based in Lagos, Nigeria.
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