Founded Year

2008

Stage

Series I | Alive

Total Raised

$580.4M

Last Raised

$30.72M | 3 mos ago

Mosaic Score
The Mosaic Score is an algorithm that measures the overall financial health and market potential of private companies.

+152 points in the past 30 days

About C2FO

C2FO is a working capital platform that provides businesses with access to capital. It offers a range of working capital solutions, including early payment programs, cash flow optimization tools, and advisory services, facilitated through its Name Your Rate technology. It primarily serves businesses looking to manage cash flow and enhance financial metrics. It was formerly known as Pollenware. It was founded in 2008 and is based in Leawood, Kansas.

Headquarters Location

2020 West 89th Street Suite 200

Leawood, Kansas, 66206,

United States

866-463-6565

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C2FO's Products & Differentiators

    C2FO Early Pay

    C2FO helps suppliers get paid faster either directly by their customer, or via third party funding, in exchange for a discount. Using C2FO, they can free up funds trapped in lengthy payment terms and get the cash flow they need to invest in growing their business.

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Research containing C2FO

Get data-driven expert analysis from the CB Insights Intelligence Unit.

CB Insights Intelligence Analysts have mentioned C2FO in 4 CB Insights research briefs, most recently on Jun 6, 2025.

Expert Collections containing C2FO

Expert Collections are analyst-curated lists that highlight the companies you need to know in the most important technology spaces.

C2FO is included in 8 Expert Collections, including Unicorns- Billion Dollar Startups.

U

Unicorns- Billion Dollar Startups

1,276 items

F

Fintech 100

1,247 items

250 of the most promising private companies applying a mix of software and technology to transform the financial services industry.

D

Digital Lending

2,464 items

This collection contains companies that provide alternative means for obtaining a loan for personal or business use and companies that provide software to lenders for the application, underwriting, funding or loan collection process.

S

SMB Fintech

2,003 items

P

Payments

3,198 items

Companies in this collection provide technology that enables consumers and businesses to pay, collect, automate, and settle transfers of currency, both online and at the physical point-of-sale.

T

Tech IPO Pipeline

568 items

C2FO Patents

C2FO has filed 1 patent.

patents chart

Application Date

Grant Date

Title

Related Topics

Status

9/24/2013

Loans, Mortgage, Credit, Debt, Central banks

Application

Application Date

9/24/2013

Grant Date

Title

Related Topics

Loans, Mortgage, Credit, Debt, Central banks

Status

Application

Latest C2FO News

‘Volatile times’: C2FO targets capital access to businesses rattled by global tariff disruptions

Jun 14, 2025

Companies — especially small businesses with limited banking options — need liquidity during times of global economic uncertainty, said Sandy Kemper, detailing C2FO’s fruitful efforts to meet growing demand for fast capital amid unpredictable tariff-related disruptions. Kansas City-based C2FO funded $18 billion through its global working capital platform to businesses worldwide during the first quarter The post ‘Volatile times’: C2FO targets capital access to businesses rattled by global tariff disruptions appeared first on Startland News.

C2FO Frequently Asked Questions (FAQ)

  • When was C2FO founded?

    C2FO was founded in 2008.

  • Where is C2FO's headquarters?

    C2FO's headquarters is located at 2020 West 89th Street, Leawood.

  • What is C2FO's latest funding round?

    C2FO's latest funding round is Series I.

  • How much did C2FO raise?

    C2FO raised a total of $580.4M.

  • Who are the investors of C2FO?

    Investors of C2FO include Union Square Ventures, Mithril Capital Management, International Finance Corporation, Schultz Family Foundation, Third Point Ventures and 13 more.

  • Who are C2FO's competitors?

    Competitors of C2FO include Funding Societies, LSQ, axio, Fundbox, Monkey Exchange and 7 more.

  • What products does C2FO offer?

    C2FO's products include C2FO Early Pay and 4 more.

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Compare C2FO to Competitors

B
Behalf

Behalf provides sales and cash flow solutions within the B2B payments sector. The company offers a solution that allows merchants to provide their business customers with net terms and financing options, thereby enabling purchasing power and payment flexibility. Behalf's services are designed to integrate into eCommerce platforms, automating the payment process across various B2B sales channels, including invoicing and managed sales. It was founded in 2012 and is based in New York, New York.

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Bluevine

Bluevine is a financial technology company that specializes in providing business banking solutions. The company offers business checking accounts with high-yield interest, accounts payable automation, and extensive FDIC insurance, as well as business loans and credit cards designed to meet the needs of small businesses. Bluevine primarily serves the small business sector with its suite of financial products. It was founded in 2013 and is based in Jersey City, New Jersey.

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Fundbox

Fundbox provides an embedded working capital platform for small businesses and operates within the financial services industry. It offers services such as business loans and lines of credit, which are designed to help businesses manage their cash flow and cover expenses. It primarily serves the small business sector. It was founded in 2013 and is based in Plano, Texas.

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First Circle

First Circle is a fintech company that provides financing solutions and banking services for small and medium enterprises (SMEs). The company offers credit lines, business banking, and employee salary loans, aimed at meeting the financial needs of businesses. First Circle serves the SME sector with products that address their financial requirements. It was founded in 2016 and is based in Taguig City, Philippines.

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Kriya

Kriya specializes in B2B financial solutions within the fintech sector, offering services that focus on cash flow and payment flexibility for businesses. The company provides products including PayLater options, invoice financing, and working capital loans, which assist in transactions and financial management for businesses. Kriya's services are targeted towards the B2B ecommerce sector, financial institutions, and commercial finance brokers. It was founded in 2011 and is based in London, England.

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Funding Societies

Funding Societies is a digital financing platform that provides short-term loans to SMEs within the financial services industry. The company offers financial products including micro loans, business term loans, and trade finance solutions, to address the financing needs of small and medium-sized enterprises. Funding Societies serve the SME sector, facilitating access to credit and investment opportunities for individuals and institutional investors. It was founded in 2015 and is based in Singapore.

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